Flooring Financing Near You
Flooring Financing Made Easy:
0% Interest & Fast Approval
Get the floors you’ve been dreaming of — without paying everything up front. At World of Floors, we make flooring affordable with flexible financing plans tailored to your budget. Whether you’re upgrading to vinyl plank flooring, refreshing with new carpet, or installing laminate throughout your home, our team is here to help you do it smarter — and sooner.
We offer 0% interest financing, no money down options, and fast approvals — even if your credit isn’t perfect. Our lending partners consider your income and employment, so more customers get approved, even with fair or rebuilding credit. All financing programs are available with your free in-home estimate.
Proudly serving homeowners across Michigan — including Clinton Township, Shelby Township, Sterling Heights, and beyond — World of Floors is your trusted partner for affordable, fast, and professional flooring solutions.
Why Finance Your New Floors?
- ✔ 0% Interest Options – Pay over time with no extra cost
- ✔ Financing for All Credit Types – Based on income, not just credit score
- ✔ Approvals in as Little as 3 Minutes – Quick, simple, and stress-free
- ✔ No Money Down – Start now with $0 out of pocket
- ✔ No Payments Until 2027 – Enjoy your floors now, pay later
- ✔ Applies to All Flooring Types – Vinyl Plank, Carpet, Laminate & more
How It Works
Financing Options
- ✔️0% Interest for 12 Months
- ✔️0% Interest for 24 Months
- ✔️Low Monthly Payments
- ✔️Buy Now, Pay Later
Frequently Asked Questions
Do I need perfect credit to qualify?
Not at all. We work with financing partners who consider income and employment — not just your credit score. Many customers are approved even with fair or rebuilding credit.
Is there a minimum purchase amount?
Yes. Most of our financing programs require a minimum of $1,200 in flooring products or services.
How long does approval take?
Most customers receive a decision in under 3 minutes — no paperwork required.
Can I apply in-store or only online?
You can apply online, during your in-home estimate, or at any of our showroom locations throughout Michigan.
Are there fees or penalties for paying off early?
No. You’re free to pay off your financing early without any penalties or extra fees.
Ready to Get Started?
Don’t let the cost stand in the way of your dream floor. Apply for financing today and transform your space with ease.
